Banking

Eliminate the middleman - THE BANK.  If your friend has excess cash and you need cash, would you borrow from your friend (putting aside all the advice column stuff about loans to friends and relatives!), or would you pay the bank 8%, 10%, 14% or more?  The Lending Club and Prosper provide the network and admnistration to do just that - borrow from a 'friend' at a friendlier interest rate.  You can also be a friend, lend money to others and earn a rate of return well above the 0.5% you get on your savings account.

The Lending Club
Prosper.com

If you're still in need of cash or credit, please click on the offers below for some help.

Discover Card
100 Day Loan
Payday Loans